Use our free KWSP Contribution Calculator to accurately estimate employer and employee EPF contributions in Malaysia. Designed for employers, HR, and employees to calculate contributions with ease and clarity.
Disclaimer
The figures generated by this calculator are based solely on the information provided by the employer at the time of calculation.
Please note that this tool does not apply to non-Malaysian employees who opted to contribute before 1 August 1998. For full details, refer to the Monthly Contribution Rate (Third Schedule of the EPF Act 1991) or contact the EPF Contact Management Centre directly.
The actual contribution amount may differ depending on:
- The definition of wages under Section 2 of the EPF Act 1991.
- The statutory contribution rate applicable for the selected month.
- The prevailing minimum wage as set out under the Minimum Wages Order issued through the National Wages Consultative Council Act 2011.
- This calculator considers the minimum contribution starting from 1 January 2019.
From February 2025 to July 2025, the minimum wage alert applies only to employers with more than five employees, excluding those engaged in professional activities classified under MASCO (Malaysia Standard Classification of Occupations) by the Ministry of Human Resources.
Additional notes:
- The voluntary excess percentage cannot exceed 100%, and the voluntary excess amount (RM) cannot be greater than the total wages (RM).
- Since 1 February 2008, the maximum age for contributions has been capped at 75 years.
- Under the 2024 Minimum Wages Order, only basic wages are considered when calculating the minimum wage.
➤ Related