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| Age | If saved $1.10M | If saved $1.88M | ||||||
|---|---|---|---|---|---|---|---|---|
| Beginning balance | Contribution | Distribution | Ending balance | Beginning balance | Contribution | Distribution | Ending balance | |
| 35 | $30,000 | $7,000 | $0 | $38,800 | $30,000 | $18,607 | $0 | $50,407 |
| 36 | $38,800 | $7,210 | $0 | $48,338 | $50,407 | $18,607 | $0 | $72,039 |
| 37 | $48,338 | $7,426 | $0 | $58,665 | $72,039 | $18,607 | $0 | $94,968 |
| 38 | $58,665 | $7,649 | $0 | $69,834 | $94,968 | $18,607 | $0 | $119,273 |
| 39 | $69,834 | $7,879 | $0 | $81,902 | $119,273 | $18,607 | $0 | $145,036 |
| 40 | $81,902 | $8,115 | $0 | $94,931 | $145,036 | $18,607 | $0 | $172,346 |
| 41 | $94,931 | $8,358 | $0 | $108,985 | $172,346 | $18,607 | $0 | $201,293 |
| 42 | $108,985 | $8,609 | $0 | $124,134 | $201,293 | $18,607 | $0 | $231,978 |
| 43 | $124,134 | $8,867 | $0 | $140,449 | $231,978 | $18,607 | $0 | $264,504 |
| 44 | $140,449 | $9,133 | $0 | $158,009 | $264,504 | $18,607 | $0 | $298,981 |
| 45 | $158,009 | $9,407 | $0 | $176,897 | $298,981 | $18,607 | $0 | $335,527 |
| 46 | $176,897 | $9,690 | $0 | $197,201 | $335,527 | $18,607 | $0 | $374,266 |
| 47 | $197,201 | $9,980 | $0 | $219,013 | $374,266 | $18,607 | $0 | $415,329 |
| 48 | $219,013 | $10,280 | $0 | $242,434 | $415,329 | $18,607 | $0 | $458,856 |
| 49 | $242,434 | $10,588 | $0 | $267,568 | $458,856 | $18,607 | $0 | $504,994 |
| 50 | $267,568 | $10,906 | $0 | $294,528 | $504,994 | $18,607 | $0 | $553,901 |
| 51 | $294,528 | $11,233 | $0 | $323,432 | $553,901 | $18,607 | $0 | $605,742 |
| 52 | $323,432 | $11,570 | $0 | $354,408 | $605,742 | $18,607 | $0 | $660,693 |
| 53 | $354,408 | $11,917 | $0 | $387,590 | $660,693 | $18,607 | $0 | $718,942 |
| 54 | $387,590 | $12,275 | $0 | $423,120 | $718,942 | $18,607 | $0 | $780,686 |
| 55 | $423,120 | $12,643 | $0 | $461,150 | $780,686 | $18,607 | $0 | $846,134 |
| 56 | $461,150 | $13,022 | $0 | $501,841 | $846,134 | $18,607 | $0 | $915,509 |
| 57 | $501,841 | $13,413 | $0 | $545,364 | $915,509 | $18,607 | $0 | $989,046 |
| 58 | $545,364 | $13,815 | $0 | $591,901 | $989,046 | $18,607 | $0 | $1,066,996 |
| 59 | $591,901 | $14,230 | $0 | $641,644 | $1,066,996 | $18,607 | $0 | $1,149,623 |
| 60 | $641,644 | $14,656 | $0 | $694,800 | $1,149,623 | $18,607 | $0 | $1,237,207 |
| 61 | $694,800 | $15,096 | $0 | $751,584 | $1,237,207 | $18,607 | $0 | $1,330,047 |
| 62 | $751,584 | $15,549 | $0 | $812,228 | $1,330,047 | $18,607 | $0 | $1,428,457 |
| 63 | $812,228 | $16,015 | $0 | $876,977 | $1,428,457 | $18,607 | $0 | $1,532,771 |
| 64 | $876,977 | $16,496 | $0 | $946,091 | $1,532,771 | $18,607 | $0 | $1,643,345 |
| 65 | $946,091 | $16,991 | $0 | $1,019,848 | $1,643,345 | $18,607 | $0 | $1,760,552 |
| 66 | $1,019,848 | $17,501 | $0 | $1,098,539 | $1,760,552 | $18,607 | $0 | $1,884,793 |
| 67 | $1,098,539 | $0 | $79,873 | $1,083,171 | $1,884,793 | $0 | $137,041 | $1,858,424 |
| 68 | $1,083,171 | $0 | $82,270 | $1,064,398 | $1,858,424 | $0 | $141,152 | $1,826,216 |
| 69 | $1,064,398 | $0 | $84,738 | $1,041,940 | $1,826,216 | $0 | $145,387 | $1,787,684 |
| 70 | $1,041,940 | $0 | $87,280 | $1,015,496 | $1,787,684 | $0 | $149,748 | $1,742,314 |
| 71 | $1,015,496 | $0 | $89,898 | $984,745 | $1,742,314 | $0 | $154,241 | $1,689,553 |
| 72 | $984,745 | $0 | $92,595 | $949,343 | $1,689,553 | $0 | $158,868 | $1,628,812 |
| 73 | $949,343 | $0 | $95,373 | $908,924 | $1,628,812 | $0 | $163,634 | $1,559,464 |
| 74 | $908,924 | $0 | $98,234 | $863,096 | $1,559,464 | $0 | $168,543 | $1,480,836 |
| 75 | $863,096 | $0 | $101,181 | $811,442 | $1,480,836 | $0 | $173,599 | $1,392,212 |
| 76 | $811,442 | $0 | $104,217 | $753,516 | $1,392,212 | $0 | $178,807 | $1,292,826 |
| 77 | $753,516 | $0 | $107,343 | $688,841 | $1,292,826 | $0 | $184,171 | $1,181,863 |
| 78 | $688,841 | $0 | $110,563 | $616,911 | $1,181,863 | $0 | $189,697 | $1,058,451 |
| 79 | $616,911 | $0 | $113,880 | $537,185 | $1,058,451 | $0 | $195,387 | $921,662 |
| 80 | $537,185 | $0 | $117,297 | $449,084 | $921,662 | $0 | $201,249 | $770,504 |
| 81 | $449,084 | $0 | $120,816 | $351,993 | $770,504 | $0 | $207,287 | $603,923 |
| 82 | $351,993 | $0 | $124,440 | $245,256 | $603,923 | $0 | $213,505 | $420,792 |
| 83 | $245,256 | $0 | $128,173 | $128,173 | $420,792 | $0 | $219,910 | $219,910 |
| 84 | $128,173 | $0 | $132,018 | $0 | $219,910 | $0 | $226,508 | $0 |
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