Use this Roth vs. Traditional 401(k) Calculator to compare take-home pay, tax advantages, and retirement savings. Discover which 401(k) option is best for your financial goals—Roth or Traditional.
Personal Details
Please enter a valid age (18-100).
Please enter a non-negative amount.
Please enter a percentage between 0 and 100.
Retirement Details
Please enter a percentage between 0 and 100.
Please enter a number between 1 and 50.
Please enter a percentage between 0 and 100.
| Comparison Summary | |
|---|---|
| Traditional 401(k) Future Value | $802,439 |
| Traditional After-Tax Value | $641,951 |
| Roth 401(k) Future Value | $601,829 |
| Roth After-Tax Value | $601,829 |
| Recommendation | |
| Better Option | Traditional 401(k) (saves $40,122) |
| Breakdown | |
| Traditional Contributions (Pre-Tax) | $350,000 |
| Traditional Taxes at Withdrawal | $160,488 |
| Roth Contributions (After-Tax) | $262,500 |
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