Bankrate 401k Calculator

Use this free Bankrate 401k Calculator to estimate how your 401(k) balance can grow over time. Plan for retirement by factoring in salary, contributions, employer match, and investment returns.

Personal Details
Please enter a valid age (18-100).
Retirement age must be greater than or equal to current age.
Please enter a non-negative balance.
Please enter a non-negative amount.
Financial Details
Please enter a percentage between 0 and 100.
Please enter a percentage between 0 and 100.
Please enter a non-negative salary.
Please enter a percentage between 0 and 100.
401(k) Summary at Retirement
Total 401(k) Balance $1,170,065
Employee Contributions $350,000
Employer Match $17,500
Investment Earnings $802,565
Year Age Balance ($) Employee Contribution ($) Employer Match ($)
0 30 $0 $0 $0
1 31 $10,500 $10,000 $500
2 32 $21,630 $10,000 $500
3 33 $33,428 $10,000 $500
4 34 $45,933 $10,000 $500
5 35 $59,189 $10,000 $500
6 36 $73,241 $10,000 $500
7 37 $88,135 $10,000 $500
8 38 $103,923 $10,000 $500
9 39 $120,659 $10,000 $500
10 40 $138,398 $10,000 $500
11 41 $157,202 $10,000 $500
12 42 $177,134 $10,000 $500
13 43 $198,262 $10,000 $500
14 44 $220,658 $10,000 $500
15 45 $244,398 $10,000 $500
16 46 $269,562 $10,000 $500
17 47 $296,235 $10,000 $500
18 48 $324,509 $10,000 $500
19 49 $354,480 $10,000 $500
20 50 $386,249 $10,000 $500
21 51 $419,924 $10,000 $500
22 52 $455,619 $10,000 $500
23 53 $493,456 $10,000 $500
24 54 $533,564 $10,000 $500
25 55 $576,077 $10,000 $500
26 56 $621,142 $10,000 $500
27 57 $668,911 $10,000 $500
28 58 $719,545 $10,000 $500
29 59 $773,218 $10,000 $500
30 60 $830,111 $10,000 $500
31 61 $890,418 $10,000 $500
32 62 $954,343 $10,000 $500
33 63 $1,022,103 $10,000 $500
34 64 $1,093,929 $10,000 $500
35 65 $1,170,065 $10,000 $500

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